SAVINGS PLANS
MONEY MARKET - For High Liquidity Savers
Open your personal money market account with as little as $500 and earn a competitive interest rate that automatically increases as your balance rises through the tiers, with the convenience of check access. Avoid the $10 Monthly Activity Service Charge by maintaining a daily balance above $500.
A Money Market Activity charge of $5.00 applies to each transfer or withdrawal over 6 per statement cycle.
- $2,499 and below Tier I
- $2,500 to 9,999Tier II
- $10,000 to $24,999Tier III
- $25,000 to $49,999Tier IV
- $50,000 to $99,999Tier V
- $100,000 to $999,999Tier VI
- $1,000,000 and overTier VII
PERSONAL SAVINGS - Build For Your Future
A great starter savings account, even if you occasionally need some of your funds. You can start a regular savings plan with as little as $50, however, a low balance charge of $3.00 applies when your daily balance drops below $300. Continue to build your future by setting up a systematic transfer from your checking to savings and watch your balance grow.
An activity service charge of $2.00 per withdrawal applies to each transfer or withdrawal made in excess of six per statement cycle.
YOUTH SAVINGS - For Those Under Age 21
Encourage children to save for their futures with a Youth Savings Account. They will earn interest compounded daily and paid quarterly with each statement. No minimum balance is required and no Monthly Service Charge applies. Using the child's Social Security Number and limiting the withdrawals to in-person transactions by the custodian, the account qualifies under the Florida Uniform Transfers to Minors Act.
ADDITIONAL SAVINGS PLANS
- Certificates of Deposit with a minimum of $500 offer competitive returns on FDIC-insured savings. They're a great choice if you have a time-specific savings need or if you just want to diversify overall risk in your portfolio.
- Traditional and Roth IRA Accounts give you tax deferred savings for retirement. Now is the best time to plan a secure, comfortable future.
