Business banking tailored to your needs.

BUSINESS ADVANTAGE - Free Small Business Checking

The perfect free checking account for our small business customers, which allows sufficient activity levels to meet your needs and keep it free.

• $100 opening deposit
• No Minimum Balance
• No Monthly Activity Service Charge
• A per item fee of $.25 is charged if your account activity exceeds 50 items paid or 100 items deposited in a statement cycle.

BUSINESS ADVANTAGE WITH INTEREST - Interest Earning for Sole Proprietorships or Non-Profits* (Corporations ineligible)

For your non-incorporated small business which maintains larger balances, this account adds the benefit of earning interest.

• $300 Opening Deposit
• A per item fee of $.25 is charged if your account activity exceeds 50 items paid or 100 items deposited in a statement cycle.
• Three ways to avoid the Monthly Activity Service Charge of $12:
  1. Maintain $2,500 minimum daily balance (if stand alone)
  2. Maintain a combined minimum daily balance with other deposit accounts your business owns of $5,000
  3. Maintain a business loan with an outstanding balance of $15,000

 

BUSINESS ADVANTAGE ANALYZED

The ideal account for larger businesses and corporations that keep a substantial average balance in their checking account.

• $300 Opening Deposit
• An Earnings Credit is applied to the daily collected balance (less applicable reserve requirements) to offset a Monthly Activity Service Charge of $12 and any activity charges.
• Low activity charges include:
• $0.15 per Check
• $0.25 per Deposit ticket
• $0.12 per Deposited Item